Canadian permanent residents have all the benefits and obligations outlined below.
Where you can live
A permanent resident and their accompanying dependants can live, work and study in any one of the ten provinces or three territories within Canada.
Education
Permanent residents have the right to a free education up to the age of 18 in the Canadian public-school system.
When it comes to university, tuition fees are dramatically reduced for permanent residents when compared to international student rates. For example, the McGill University fees for a Bachelor of Arts program for 2018-2019 are $4,333 for a Quebec resident, $9,509 for other Canadians and $19,643 for international students.
Health care
Permanent residents qualify for provincial universal health care coverage starting three months after their arrival in Canada. Most necessary medical expenses are covered, including visits to the emergency room, immunizations, yearly exams and more.
Tax
You must pay taxes at federal, provincial and municipal levels. Income tax is imposed on the basis of residency rather than citizenship. After becoming a permanent resident an individual would be required to pay Canadian taxes on worldwide income. The assets of a newly arriving immigrant are not taxed under Canadian law.
Federal tax rates for 2018
- 15% on the first $46,605 of taxable income, +
- 20.5% on the next $46,603 of taxable income ($46,605 up to $93,208), +
- 26% on the next $51,281 of taxable income ($93,208 up to $144,489), +
- 29% on the next $61,3532 of taxable income ($144,489 up to $205,842), +
- 33% of taxable income over $205,842.
Provincial tax rates for 2018
Alberta 10% on the first $128,145 of taxable income, + | British Columbia 5.06% on the first $39,676 of taxable income, + |
Manitoba 10.8% on the first $31,843 of taxable income, + | New Brunswick 9.68% on the first $41,675 of taxable income, + |
Newfoundland and Labrador 6.4% on the first $46,605 of taxable income, + | Nova Scotia 8.79% on the first $29,590 of taxable income, + |
Northwest Territories 5.9% on the first $42,209 of taxable income, + | Nunavut 4% on the first $44,437 of taxable income, + |
Ontario 5.05% on the first $42,960 of taxable income, + | Prince Edward Island 9.8% on the first $31,984 of taxable income, + |
Quebec 15 % on the first 43 055 $ of taxable income; + | Saskatchewan 10.5% on the first $45,225 of taxable income, + |
Yukon 6,4 % on the first 46 605 $ of taxable income;; + |
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